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You could still save thousands on Stamp Duty

11 November 2020

If you’re a prospective homebuyer, then it’s not too late to take advantage of the government’s Stamp Duty holiday tax break for England and Northern Ireland, which is due to end on 31 March 2021.

Currently, the threshold at which no tax is paid on property purchases is £500,000, up from £125,000 – meaning that, until March next year, eight in 10 buyers will pay no Stamp Duty on their purchase.

Move quickly

With time running out, here are some top tips for accelerating your home purchase:

–  Get a mortgage in principle Secure a mortgage in principle while you’re house hunting, so you’re ready to go as soon as you find a property

–  Don’t haggle Haggling too hard over price won’t endear you to the seller. In the current market, they’re likely to have many other buyers willing to pay the asking price

–  Get the right help Enlist a solicitor and surveyor who will be ready to assist you as soon as you’ve found your property.

Come to us

We understand that time is of the essence, so come to us and we’ll waste no time in finding the best mortgage for you.

Source: Quilter Financial Planning – Essentially Mortgages Q4 2020

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