Mortgages in the UK

Are you dreaming of owning your own home or apartment in the UK? Let our specialists help turn your dreams into reality! Prestige Financial Advisers offers a wide range of advisory services on both insurances and mortgages in the UK. Schedule a free initial consultation today!

Calculate your mortgage affordability

Our services are tailored to individuals residing throughout the UK (England, Wales, Scotland, and Northern Ireland) who are exploring mortgage options and property purchases. No matter your needs, our team of experts is here to help you turn your plans of owning a home in the UK into reality. This offer is also open to the Polish community living in the UK. In addition to consultations with advisors, our website is available in Polish, offering invaluable assistance to those who may encounter difficulties navigating the application process and managing mortgage formalities independently. Our service ensures a comprehensive understanding of the procedures required to obtain a mortgage in the UK and simplifies communication with lenders.

A mortgage is a loan secured against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct Authority.

Our Offer:

First-Time Buyers

This offer is aimed for First Time Buyers. Our experienced experts will help you find the most suitable solution.

What options do you have as a First Time Buyer?

Remortgage

One big reason people remortgage is to save money. But there are other reasons too! We provide assistance in finding the most suitable deal.

What is remortgage?

Buy-to-Let Mortgages

An ideal solution for those looking to invest in rental properties. Our experts will assist you in finding the most suitable offer.

Buy to Let Market in the UK

Shared Ownership

Would you like to own a property but finding it difficult due to limited mortgage affordability or a low deposit? The Shared Ownership Scheme might be just what you need.

Shared Ownership

Right to Buy

Are you renting a property from local authorities and dreaming of buying it? We advise on mortgages for individuals who want to become owners of their current place of residence.

Purchasing Property from Council or Housing Association in the UK

Self-Employed Mortgage

Are you self-employed and looking to buy a home? We make getting a mortgage easier to understand and easier to apply for.

Self-Employed Mortgage in the UK – How to Get It

Mortgage – Example Calculation

Property Price£250,000
Deposit Amount£25,000
Loan Amount£225,000
Loan-to-Value Ratio (LTV)90%
Loan Term30 years
Monthly Payment£1165.33
LenderHSBC

Additional Information:

  • Initial interest rate of 4.65% guaranteed for 5 years; Product fee £999 added to the loan
  • Interest rate after 5 years: Bank’s Standard Variable Rate (currently 6.99%)
  • Type of repayment: capital and interest.

*Example calculation prepared on 17/04/2024. The final calculation depends on individual circumstances and affordability checks.

Mortgage in 3 Steps

Free Initial Consultation

Get in touch with us and provide information about your planned property purchase and mortgage requirements. Based on this information, we'll conduct an initial assessment and present you with available mortgage options.

Personalised Offer

We operate as a Whole of Market broker with access to over 80 banks and lenders in the UK. After thoroughly understanding your financial situation and preferences, we'll help you find the most suitable solution. We'll prepare a personalised proposal for you, taking into account your needs and financial capabilities. You'll typically receive it via email within 1 day after we've completed our initial analysis of your case and checked the available mortgage products.

Mortgage Application

Once you've picked the right option, we'll help you with all the paperwork. We'll get everything ready and submit the mortgage application for you, making sure it's complete with all the correct information and documents. We guarantee professional support and guidance at every stage of this process. Upon a successful assessment by the lender, you'll receive notification of the mortgage offer for your property purchase.

Find the right mortgage in the UK with the help of our experts

Prestige Financial Advisors will guide you through the maze of mortgage options available across the UK market. Our goal is to ensure that each of our clients selects a mortgage that suits their individual financial circumstances. If you’re already tied to a mortgage agreement, you can also count on our assistance in switching to a more favourable offer by remortgaging. Contact Prestige Financial Advisers today to schedule a completely free initial and non-binding consultation with an expert. We’ll provide personalised and professional advice on which mortgage in the UK will be the most financially beneficial for you.

Calculate your mortgage affordability

What sets us apart?

Security

Prestige Financial Advisers Ltd is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Plus, most of the deals we recommend are covered by the Financial Services Compensation Scheme (FSCS). Some Buy to Let investment loans are not regulated by the Financial Conduct Authority.

Experience

With over a decade in the UK market and a track record of thousands of satisfied clients

Knowledge

All our advisors hold top-notch British qualifications from either The London Institute of Banking & Finance or the Chartered Insurance Institute.

Language

We communicate in plain, understandable language, avoiding unnecessary jargon. Moreover, we are also fluent in Polish.

Choice

We're a Whole of Market mortgage broker in the UK

Accessibility

We cater to clients from all corners of the UK, offering consultations online or over the phone. Each client is assigned a dedicated advisor who handles everything from arranging offers to managing policies.

Low Fees

We are transparent about fees. Our fee is fixed and determined in advance. For handling a standard property purchase mortgage, we usually charge a fee of £399. Our maximum fee is £799 and our minimum fee is £100

Free initial consultation

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