Life Insurance

Think of your loved ones and take care of their future in case you are no longer there. Provide them support and financial security.

Do you want to ensure a safe future for your loved ones?

Learn more about our life insurance in the UK!

By choosing to get life insurance in England, you can be certain that in case of your death, your loved ones will be financially taken care of.

Life can surprise us and we never know what might happen to us in the future. In the face of many life situations, e.g. serious illness, long-term hospital stay, unfortunate accident or inability to work, can usually make us feel helpless.

Life insurance in the UK gives you a sense of security. Purchasing a policy is a perfect investment for the future because it guarantees that in case of our death (within the term of the policy), our loved ones will not experience financial hardship.

We can advise on great, secure and reliable insurance in England, provided by reputable British insurance providers. The policy is fixed-term, which means that you can take it out for a specific period of time. We also provide lifelong policies. We will choose the most suitable option for you. It can be taken out for a number of years, e.g. the duration of your mortgage, until your children become financially independent or you can buy it until your reach the retirement age and can enjoy a long-deserved rest.

Both, the amount of premiums and decision of being accepted depend on some specific factors. The following aspects are taken into account:

  • The amount of insurance and the policy duration
  • Client’s age
  • Health and medical history
  • Whether or not the applicant is a smoker

UK life insurance will also be paid out in case you are diagnosed with a terminal illness. In these circumstances, the insured can get a lump sum from his policy. The condition necessary for the funds to be paid out is a statement from the doctor, confirming that the person is not expected to live more than a year.

We are never able to say what is going to happen to us in the future. Therefore, it is worth investing in peace of mind and protecting oneself and one’s loved ones in case of serious illnesses or death.

Probably everyone realizes just how fleeting happiness is. We cannot always protect ourselves, or our loved ones, from unfortunate events. It is only up to us to ensure that we and our families are appropriately protected.

Do you know that…?

Life insurance in England, for the amount of £100,000 can cost £5.39 a month?*

*This quote from 09/03/2023 is an estimate only for a 30-year old non-smoking male. Occupation: factory worker. Duration of policy: 25 years, guaranteed premiums. The actual premium will depend on individual circumstances. Provider Aviva.

Why is it worth to choose life insurance?

Life insurance can be one of the most important financial products you will ever buy.

Life policies are offered everywhere and it is not easy to decide which policy is right for you.

Your family and children could get into financial trouble when you are no longer with them.

The death of a spouse, partner or parent is not only a great tragedy, but also often a loss of a significant source of income, thus having the right life insurance can help your loved ones by safeguarding their well-being and future. Payout from a life insurance policy – this is money that you unfortunately won’t manage to earn yourself for your family.

  • It provides an option of comprehensive protection for your loved ones
  • The sum assured will be paid out on death as soon as the policy starts
  • You decide who receives the payment in case of your death
  • You can find out if your application has been successful even on the same day
  • Immediately after your application has been accepted, you can enjoy protection, 24 hours a day, all over the world**

** Possible exclusion in countries considered to be war zones.

Who is life insurance recommended for?

This type of insurance is primarily targeted at anyone who has dependent children.

The death of a parent, especially when children are underage, is not only the financial cost of the funeral, lack of funds for the future or education of your children, but also unpaid debts: such as credit cards, loans or mortgage.

Furthermore, life insurance policy is also chosen by couples to secure the lifestyle and finances of the other person if one of you suddenly passes away.

Another group of people buying life insurance are people who have debts and mortgages to secure their repayment. It is worth remembering that at the time of death, the loans, unfortunately, do not go with you to the grave, but will need to be settled from your estate.

What is the right way to insure?

You can choose the amount of sum assured on the life insurance policy and decide if the money is only to cover the funeral, repayment of debts or mortgages, or perhaps to secure the future of the children and partner. An amount equal to a multiple of several of your annual salaries will definitely protect your loved ones during those first years after your departure.

You can also decide what term you want the insurance to last for: will it be for when your children become grown-ups or the mortgage repayment date, or maybe retirement age?

There are many different types of life insurance to choose from: there are level, increasing, decreasing, term or whole of life policies, as well as a lot of additional options that can also be included in the insurance, so it is important to carefully understand and check what form of the policy will be right for you.

One of our experienced advisers will answer these and other questions during a free initial consultation.

    Leave your number and our consultant will contact you within 2 hours during business opening hours.

    Would you like to find out more or to purchase life insurance?

    Call us on: +44 203-488-1751

    Or send a query

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