If you’re one of the many millions of people now working from home, should you inform your insurer? If you are an office-based worker now working from home due to government advice or because you are self-isolating, your home insurance cover will not be affected. The Association of British Insurers (ABI) has issued some reassurance:
‘ You do not need to contact your insurer to update your documents or extend your cover.’
You may be using company property, for example a mobile or laptop, in which case you should check with your employer whether they have the correct insurance policy to cover these items outside the usual place of work.
Although this type of equipment is not usually covered by a standard household insurance policy, it is worth checking your policy document, just in case they are.
Do you have the right cover in place?
If you are unsure whether you have the right insurance cover in place, contact us for advice on your own individual circumstances.
This material is for information purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance or any other financial product, you must obtain individual advice regarding your requirements and general policy conditions. The presented information & data are valid at the time of publishing.
Source: Quilter Financial Planning – Essentially Mortgages Q3 2020