Think home insurance before your holidays

28 August 2024

If you’re going away this summer, it’s a good idea to think about your home insurance before you travel. That way, it can be far from your mind while you’re soaking up the sun!

Don’t invite the burglars in Getting burgled is an awful experience that nobody deserves to endure. Fortunately, there are some simple ways to make your home more secure:

  • Lock all windows, doors and gates
  • Cancel deliveries so they don’t pile up
  • Ask a neighbour to put your bins away after they are collected

For added security, you could also leave a set of keys with someone you trust. Ask them to turn lights on and off (or use a timer), close the curtains or use your driveway, to make the house seem occupied.

Notify your insurance provider before you travel Did you know that most insurers require you to notify them if your primary home will be vacant for at least 30 days? If you’ll be away that long, you will likely need to take out an extra layer of cover called unoccupied property insurance. Failing to do so may invalidate your policy, leaving you and your home unprotected.

Save your snaps for when you’re back If you like sharing your holiday pics on social media, you may want

🚨 Data accurate as of the date of publication – 28.08.2024

🚨Information within this blog is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed.

🚨Think carefully before securing debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage.

🚨 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.

 

Source: Quilter Financial Planning – Essentially Mortgages Q3 2024

 

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