Protecting your home against storms this winter

13 March 2024

Antoni and Agnes, Betty and Babet – all were names of storms in 2023. With climate change making extreme weather increasingly common, it is important to be prepared – particularly as the average claim for storm damage is over £3,000. But what steps can you take to protect your home?

Precautionary measures

– Secure or put away any items that could blow away, such as garden furniture.

– Park vehicles a safe distance from fences, walls, and trees.

– Ensure all doors and windows are firmly shut.

Insurance is key

The most important thing to do is take out appropriate home insurance. Most policies will cover you for some level of wind and storm damage, however, it is important to read the small print as there are limitations – for many insurers, winds need to hit a certain speed before it can officially be considered a storm.

After damage is done

Most home insurance will cover you in the event of roof damage, frozen pipes, and wind or water damage. It is important to contact your provider as soon as possible – many insurers have 24-hour helplines for this purpose. Take photos and do not move anything unless it is a hazard – this will all help support your claim.

Contact us to arrange appropriate cover for you and your home.


🚨 Data accurate as of the date of publication – 13.03.2024

🚨Think carefully before securing debts against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage.

🚨 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.


Source: Quilter Financial Planning – Essentially Mortgages Q1 2024

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