Have you carried out energy-efficient upgrades to your property? Did you then get new energy assessments?
Landlords are missing out on cheaper mortgage rates, a new survey warns, by failing to get a new Energy Performance Certificate (EPC) after making green improvements to a property. Indeed, some six in 10 landlords who have undertaken energy-efficient upgrades could be missing out.
Going green
The rise in recent years of green mortgage products means that environmentally friendly properties are often eligible for cheaper rates.
Landlords who have invested in achieving an EPC rating between A and C can access green mortgage deals. However, many forward-thinking landlords who have installed new windows or insulated lofts are stopping a step short by not getting a new EPC, which is necessary to access the cheaper financing options.
For the six in 10 landlords who still own a property with an EPC rating of D, green mortgage deals provide an incentive to make energy-efficiency improvements. Just don’t forget to get a new EPC once you have done so!
🚨 Data accurate as of the date of publication
🚨 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.
Source: Quilter Financial Planning – Essentially Mortgages Q3 2025
