Buy-to-let mortgage product choice at all time high

30 May 2025

Good news for buy-to-let (BTL) investors: mortgage choices reached a record high.

 

Analysis of BTL product availability⁸ has found that:

  • Deal choice increased 25% in February compared to the same month last year
  • Total of 3,560 products available – the highest since records began in November 2011

 

There had been concerns about a potential BTL exodus after legislation of the Renter’s Rights Bill — a new renter-friendly statute. However, UK landlords are more optimistic than previously thought.

According to a recent survey⁹:

  • One-third of landlords intend to expand their portfolios in 2025
  • 43% expect to see improvements in yield

 

However, affordability, economic stability, and regulation remain concerns:

  • 40% of landlords are concerned about tenants being able to pay rent
  • Just over a quarter are worried about regulatory challenges

⁸Moneyfacts, 2025
⁹MFS, 2025

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🚨 Data accurate as of the date of publication –30.05.2025

🚨 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.

 

Source: Quilter Financial Planning – Essentially Mortgages Q2 2025

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