{"id":967,"date":"2021-11-06T13:25:10","date_gmt":"2021-11-06T12:25:10","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=967"},"modified":"2023-04-18T16:52:20","modified_gmt":"2023-04-18T14:52:20","slug":"divorce-and-your-mortgage","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/","title":{"rendered":"Divorce and your mortgage"},"content":{"rendered":"

The pandemic has had an impact on all areas of life, including relationships. Citizens Advice reported a 25% upswing in visits to its divorce page in the first weekend of September 2020 compared with 2019.1<\/sup><\/em><\/p>\n

Detangling the mortgage<\/strong><\/p>\n

There are several routes to take when it comes to dividing your property.<\/p>\n

Selling the property and splitting the proceeds<\/strong><\/p>\n

This may be an attractive option\u00a0 if the proceeds from the sale\u00a0 will enable each partner to buy\u00a0 a new home.<\/p>\n

Buying your partner out<\/strong><\/p>\n

If you can afford to, it may be possible \u00a0to buy your former spouse\u2019s share in the property in order to take complete ownership.<\/p>\n

Selling up when the children have moved out <\/strong><\/p>\n

It is possible to keep the ownership of your home unchanged until a later date (to provide stability for your children, for example), and only sell up once they have moved out.<\/p>\n

Making the decision<\/strong><\/p>\n

Depending on your relationship with your ex-partner, it may be difficult to agree on what should happen to your mortgage. If so, a court will decide for you, prioritising the wellbeing of any children in order to minimise the disruption to their lives.<\/p>\n

Getting your life back on track<\/strong><\/p>\n

Our sympathetic advisers are on hand to help you get your life and finances back on track. Whether this be through helping you organise your post-divorce finances or assisting you in finding a suitable mortgage for a new property, we\u2019re here to help you move forwards.<\/p>\n

1<\/sup>Citizens Advice, 2020<\/p>\n

Source: Quilter Financial Planning \u2013 Essentially Mortgages Q2 2021<\/p>\n

\ud83d\udea8Think carefully before securing debts against your home. \u00a0Your home may be repossessed if you do not keep up repayments on your mortgage.<\/p>\n

\ud83d\udea8 Data accurate as of the date of publication \u2013 06.11.2021.<\/p>\n

\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n","protected":false},"excerpt":{"rendered":"

The pandemic has had an impact on all areas of life, including relationships. Citizens Advice reported a 25% upswing in visits to its divorce page in the first weekend of September 2020 compared with 2019.1 Detangling the mortgage There are several routes to take when it comes to dividing your property. Selling the property and […]<\/p>\n","protected":false},"author":1,"featured_media":968,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-967","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"\nDivorce and your mortgage - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Rozw\u00f3d w UK. W pierwszy weekend wrze\u015bnia 2020 biuro porad obywatelskich Citizens Advice zg\u0142osi\u0142o 25% wzrost liczby odwiedzin na swojej...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Divorce and your mortgage - Prestige Financial Advisers\" \/>\n<meta property=\"og:description\" content=\"Rozw\u00f3d w UK. W pierwszy weekend wrze\u015bnia 2020 biuro porad obywatelskich Citizens Advice zg\u0142osi\u0142o 25% wzrost liczby odwiedzin na swojej...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Prestige Financial Advisers\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-06T12:25:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-18T14:52:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2021\/06\/2021.06.01-Rozwod-w-UK-a-twoj-kredyt-hipoteczny.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pfadvisors\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pfadvisors\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Divorce and your mortgage - Prestige Financial Advisers","description":"Rozw\u00f3d w UK. W pierwszy weekend wrze\u015bnia 2020 biuro porad obywatelskich Citizens Advice zg\u0142osi\u0142o 25% wzrost liczby odwiedzin na swojej...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"Divorce and your mortgage - Prestige Financial Advisers","og_description":"Rozw\u00f3d w UK. W pierwszy weekend wrze\u015bnia 2020 biuro porad obywatelskich Citizens Advice zg\u0142osi\u0142o 25% wzrost liczby odwiedzin na swojej...","og_url":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/","og_site_name":"Prestige Financial Advisers","article_published_time":"2021-11-06T12:25:10+00:00","article_modified_time":"2023-04-18T14:52:20+00:00","og_image":[{"width":940,"height":788,"url":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2021\/06\/2021.06.01-Rozwod-w-UK-a-twoj-kredyt-hipoteczny.jpg","type":"image\/jpeg"}],"author":"pfadvisors","twitter_card":"summary_large_image","twitter_misc":{"Written by":"pfadvisors","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/#article","isPartOf":{"@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/"},"author":{"name":"pfadvisors","@id":"https:\/\/pfadvisors.co.uk\/en\/#\/schema\/person\/e4491d3e79a4bcbd0c5b052096591713"},"headline":"Divorce and your mortgage","datePublished":"2021-11-06T12:25:10+00:00","dateModified":"2023-04-18T14:52:20+00:00","mainEntityOfPage":{"@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/"},"wordCount":332,"image":{"@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/#primaryimage"},"thumbnailUrl":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2021\/06\/2021.06.01-Rozwod-w-UK-a-twoj-kredyt-hipoteczny.jpg","articleSection":["Archive - Articles from 12 months ago"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/","url":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/","name":"Divorce and your mortgage - Prestige Financial Advisers","isPartOf":{"@id":"https:\/\/pfadvisors.co.uk\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/#primaryimage"},"image":{"@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/#primaryimage"},"thumbnailUrl":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2021\/06\/2021.06.01-Rozwod-w-UK-a-twoj-kredyt-hipoteczny.jpg","datePublished":"2021-11-06T12:25:10+00:00","dateModified":"2023-04-18T14:52:20+00:00","author":{"@id":"https:\/\/pfadvisors.co.uk\/en\/#\/schema\/person\/e4491d3e79a4bcbd0c5b052096591713"},"description":"Rozw\u00f3d w UK. W pierwszy weekend wrze\u015bnia 2020 biuro porad obywatelskich Citizens Advice zg\u0142osi\u0142o 25% wzrost liczby odwiedzin na swojej...","breadcrumb":{"@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/#primaryimage","url":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2021\/06\/2021.06.01-Rozwod-w-UK-a-twoj-kredyt-hipoteczny.jpg","contentUrl":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2021\/06\/2021.06.01-Rozwod-w-UK-a-twoj-kredyt-hipoteczny.jpg","width":940,"height":788},{"@type":"BreadcrumbList","@id":"https:\/\/pfadvisors.co.uk\/en\/divorce-and-your-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/pfadvisors.co.uk\/en\/"},{"@type":"ListItem","position":2,"name":"Archive - Articles from 12 months ago","item":"https:\/\/pfadvisors.co.uk\/en\/kategoria\/archive\/"},{"@type":"ListItem","position":3,"name":"Divorce and your mortgage"}]},{"@type":"WebSite","@id":"https:\/\/pfadvisors.co.uk\/en\/#website","url":"https:\/\/pfadvisors.co.uk\/en\/","name":"Prestige Financial Advisers","description":"Polska firma doradztwa ubezpieczeniowego w UK","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pfadvisors.co.uk\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/pfadvisors.co.uk\/en\/#\/schema\/person\/e4491d3e79a4bcbd0c5b052096591713","name":"pfadvisors","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/b1fbbab37ff7d855db4babeee934bea452771d7ff564987fef2d02ad92e80391?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b1fbbab37ff7d855db4babeee934bea452771d7ff564987fef2d02ad92e80391?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b1fbbab37ff7d855db4babeee934bea452771d7ff564987fef2d02ad92e80391?s=96&d=mm&r=g","caption":"pfadvisors"},"sameAs":["https:\/\/pfadvisors.co.uk"]}]}},"_links":{"self":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts\/967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/comments?post=967"}],"version-history":[{"count":3,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts\/967\/revisions"}],"predecessor-version":[{"id":1779,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts\/967\/revisions\/1779"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/media\/968"}],"wp:attachment":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/media?parent=967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/categories?post=967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/tags?post=967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}