{"id":802,"date":"2021-02-05T09:01:23","date_gmt":"2021-02-05T08:01:23","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=802"},"modified":"2023-03-28T10:28:59","modified_gmt":"2023-03-28T08:28:59","slug":"new-year-new-insurance-needs","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/new-year-new-insurance-needs\/","title":{"rendered":"New Year, new insurance needs?"},"content":{"rendered":"

With many people now working from home fulltime due to the national lockdown,the Association of British Insurers has reassured office-based homeowners that remote working will have no impact on their home insurance policy and that there is no need to update document or contact their insurer.<\/em><\/p>\n

However, if you now have more expensive tech at home, perhaps purchased to aid home schooling, or accumulated over the festive period, you may need to update your home contents policy to reflect the increased value of your possessions. With the average British adult estimated to have forked out \u00a3476 on Christmas gifts in 2020, it\u2019s important not to overlook the value of all the gifts you and your children received, as they could add hundreds, if not thousands, onto the value of your home contents.<\/p>\n

What\u2019s happened in your year? <\/strong><\/p>\n

The pandemic has also led many of us to review our needs for other types of insurance, such as life insurance or critical illness cover.\u00a0 Whenever your personal circumstances change, it\u2019s important to make time to review your protection cover. Any changes in your financial circumstances \u2013 for example getting a new job or losing your job, taking out a mortgage, having children, getting divorced, retiring \u2013 are all triggers to review your needs.1<\/p>\n

Don\u2019t delay <\/strong><\/p>\n

2020 certainly showed us to expectthe unexpected. So, don\u2019t delay inensuring you have adequate protectioncover to keep you, your loved ones andyour home, safe from life\u2019s hard knocks.We\u2019re only a phone call away.<\/p>\n

\ud83d\udea8It is important to take professional advice before making any decision relating to your personal finances<\/p>\n

\ud83d\udea8 Data accurate as of the date of publication \u2013 05.02.2021.<\/p>\n

\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n

Source: Quilter Financial Planning \u2013 Essentially Mortgages Q1 2021<\/p>\n

    \n
  1. Finder, 2020<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    With many people now working from home fulltime due to the national lockdown,the Association of British Insurers has reassured office-based homeowners that remote working will have no impact on their home insurance policy and that there is no need to update document or contact their insurer. However, if you now have more expensive tech at […]<\/p>\n","protected":false},"author":1,"featured_media":800,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"\nNew Year, new insurance needs? - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Pandemia sk\u0142oni\u0142a wielu z nas do przeanalizowania naszych potrzeb m.in w zakresie ubezpieczenia w UK (takich jak ubezpieczenie na \u017cycie, ub...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pfadvisors.co.uk\/en\/new-year-new-insurance-needs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Year, new insurance needs? 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