{"id":722,"date":"2020-11-02T13:30:29","date_gmt":"2020-11-02T12:30:29","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=722"},"modified":"2023-03-28T10:29:33","modified_gmt":"2023-03-28T08:29:33","slug":"diy-enthusiast-check-your-home-insurance-first","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/diy-enthusiast-check-your-home-insurance-first\/","title":{"rendered":"DIY enthusiast? \u2013 check your home insurance first"},"content":{"rendered":"<p><em>In the last few months, you may have had some more spare time to hand than usual. With limited entertainment options, Britons have been searching for at-home activities, and between February and March Google searches for \u2018home improvement\u2019 and \u2018DIY\u2019 increased 12% and 9% year-. In May, UK retail sales experienced a partial recovery, driven by DIY stores and garden centres reopening during lockdown. on-year, respectively.<sup>1<\/sup><\/em><\/p>\n<p>We may be a nation of DIY enthusiasts, but if you decide to do away with professional help, it\u2019s vital to check you have adequate insurance cover first. \u00a0It\u2019s easy for amateur DIYers to become overconfident. It costs an average of \u00a3217 to have a DIY mistake professionally repaired<sup>2<\/sup>, and things can become costly, with UK adults botching an average of nine DIY jobs so seriously they need to call in the professionals.<sup>3<\/sup><\/p>\n<h4><strong>Cover all bases<\/strong><\/h4>\n<p>It\u2019s always a good idea to check your home insurance cover, DIYers should ensure they have sufficient accidental damage cover. This is particularly important as accidental damage is usually an optional extra that isn\u2019t part of most standard policies. \u00a0What\u2019s more, some accidental damage policies only offer limited cover, so it\u2019s advisable to check exactly what\u2019s included. If you do decide to DIY it, check that you\u2019re fully insured first.<\/p>\n<p>\ud83d\udea8 Data accurate as of the date of publication \u2013 02.11.2020.<\/p>\n<p>\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n<p><sup>1<\/sup>True Solicitors, 2020<\/p>\n<p><sup>2<\/sup>David Wilson Homes, 2019<\/p>\n<p><sup>3<\/sup>Local Heroes, 2019<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the last few months, you may have had some more spare time to hand than usual. With limited entertainment options, Britons have been searching for at-home activities, and between February and March Google searches for \u2018home improvement\u2019 and \u2018DIY\u2019 increased 12% and 9% year-. In May, UK retail sales experienced a partial recovery, driven [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":719,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-722","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>DIY enthusiast? \u2013 check your home insurance first - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Brytyjczycy, podobnie jak Polacy, s\u0105 narodem entuzjast\u00f3w majsterkowania. 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