{"id":3536,"date":"2024-06-26T08:33:20","date_gmt":"2024-06-26T06:33:20","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=3536"},"modified":"2024-06-18T12:40:09","modified_gmt":"2024-06-18T10:40:09","slug":"do-you-need-to-reassess-your-life-insurance","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/","title":{"rendered":"Do you need to reassess your life insurance?"},"content":{"rendered":"

When was the last time you reviewed your life insurance policy? It might not be easy to think about what will happen when you\u2019re gone, but it is important to make sure your cover is still relevant for your current circumstances.<\/em><\/p>\n

Life insurance is designed to provide financial support to your loved ones in the event of your death. Each policyholder therefore has a different level of cover, depending on their specific situation. So, if you bought life insurance once, don\u2019t be fooled into thinking there\u2019s nothing else to do. Life can be full of surprises and, as things inevitably change, certain events might require you to take out more cover.<\/p>\n

Buying a property<\/strong><\/p>\n

Have you recently moved home? If you have a mortgage to pay, it\u2019s important to make sure that any dependents will be able to keep up with repayments and stay living in the property if you pass away.<\/p>\n

Milestone events<\/strong><\/p>\n

Have you experienced a significant lifestyle change due to a major event? Perhaps you have recently got married, welcomed a child or grandchild, or started caring for an unwell relative. Each of these situations means that there is someone new depending on you, so you might require a higher level of cover to alleviate the financial pressure on them if you are no longer around.<\/p>\n

Don\u2019t pay too much<\/strong><\/p>\n

Life insurance does not only need adjusting if you gain dependents or take on an additional financial commitment \u2013 if you have recently separated or downsized your home, your policy will need revising in light of this.<\/p>\n

It\u2019s good to talk<\/strong><\/p>\n

Look after your loved ones by double-checking if your cover is right for you \u2013 contact us for advice.<\/p>\n

\ud83d\udea8 Data accurate as of the date of publication \u201326.06.2024<\/p>\n

\ud83d\udea8Information within this blog is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed.<\/p>\n

\ud83d\udea8Think carefully before securing debts against your home.\u00a0 Your home may be repossessed if you do not keep up repayments on your mortgage.<\/p>\n

\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n

 <\/p>\n

Source: Quilter Financial Planning \u2013 Essentially Mortgages Q2 2024<\/p>\n","protected":false},"excerpt":{"rendered":"

When was the last time you reviewed your life insurance policy? It might not be easy to think about what will happen when you\u2019re gone, but it is important to make sure your cover is still relevant for your current circumstances. Life insurance is designed to provide financial support to your loved ones in the […]<\/p>\n","protected":false},"author":3,"featured_media":3537,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance"],"acf":[],"yoast_head":"\nDo you need to reassess your life insurance? - Prestige Financial Advisers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do you need to reassess your life insurance? - Prestige Financial Advisers\" \/>\n<meta property=\"og:description\" content=\"When was the last time you reviewed your life insurance policy? It might not be easy to think about what will happen when you\u2019re gone, but it is important to make sure your cover is still relevant for your current circumstances. Life insurance is designed to provide financial support to your loved ones in the […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Prestige Financial Advisers\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-26T06:33:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2024\/06\/PFA-blog-59.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Prestige-FA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Prestige-FA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Do you need to reassess your life insurance? - Prestige Financial Advisers","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Do you need to reassess your life insurance? - Prestige Financial Advisers","og_description":"When was the last time you reviewed your life insurance policy? It might not be easy to think about what will happen when you\u2019re gone, but it is important to make sure your cover is still relevant for your current circumstances. Life insurance is designed to provide financial support to your loved ones in the […]","og_url":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/","og_site_name":"Prestige Financial Advisers","article_published_time":"2024-06-26T06:33:20+00:00","og_image":[{"width":940,"height":788,"url":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2024\/06\/PFA-blog-59.jpg","type":"image\/jpeg"}],"author":"Prestige-FA","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Prestige-FA","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/#article","isPartOf":{"@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/"},"author":{"name":"Prestige-FA","@id":"https:\/\/pfadvisors.co.uk\/en\/#\/schema\/person\/50d699ec759d89772430606ad51a083e"},"headline":"Do you need to reassess your life insurance?","datePublished":"2024-06-26T06:33:20+00:00","mainEntityOfPage":{"@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/"},"wordCount":407,"image":{"@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2024\/06\/PFA-blog-59.jpg","articleSection":["Life Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/","url":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/","name":"Do you need to reassess your life insurance? - Prestige Financial Advisers","isPartOf":{"@id":"https:\/\/pfadvisors.co.uk\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/#primaryimage"},"image":{"@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2024\/06\/PFA-blog-59.jpg","datePublished":"2024-06-26T06:33:20+00:00","author":{"@id":"https:\/\/pfadvisors.co.uk\/en\/#\/schema\/person\/50d699ec759d89772430606ad51a083e"},"breadcrumb":{"@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/#primaryimage","url":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2024\/06\/PFA-blog-59.jpg","contentUrl":"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2024\/06\/PFA-blog-59.jpg","width":940,"height":788,"caption":"Polisa na zycie"},{"@type":"BreadcrumbList","@id":"https:\/\/pfadvisors.co.uk\/en\/do-you-need-to-reassess-your-life-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/pfadvisors.co.uk\/en\/"},{"@type":"ListItem","position":2,"name":"Protection","item":"https:\/\/pfadvisors.co.uk\/en\/kategoria\/protection\/"},{"@type":"ListItem","position":3,"name":"Life Insurance","item":"https:\/\/pfadvisors.co.uk\/en\/kategoria\/protection\/life-insurance\/"},{"@type":"ListItem","position":4,"name":"Do you need to reassess your life insurance?"}]},{"@type":"WebSite","@id":"https:\/\/pfadvisors.co.uk\/en\/#website","url":"https:\/\/pfadvisors.co.uk\/en\/","name":"Prestige Financial Advisers","description":"Polska firma doradztwa ubezpieczeniowego w UK","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pfadvisors.co.uk\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/pfadvisors.co.uk\/en\/#\/schema\/person\/50d699ec759d89772430606ad51a083e","name":"Prestige-FA","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c01713e825afad3aa6c68cacf3ba6156cc972eeafe14f0117e01a62f08d90a65?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c01713e825afad3aa6c68cacf3ba6156cc972eeafe14f0117e01a62f08d90a65?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c01713e825afad3aa6c68cacf3ba6156cc972eeafe14f0117e01a62f08d90a65?s=96&d=mm&r=g","caption":"Prestige-FA"}}]}},"_links":{"self":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts\/3536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/comments?post=3536"}],"version-history":[{"count":1,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts\/3536\/revisions"}],"predecessor-version":[{"id":3539,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/posts\/3536\/revisions\/3539"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/media\/3537"}],"wp:attachment":[{"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/media?parent=3536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/categories?post=3536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pfadvisors.co.uk\/en\/wp-json\/wp\/v2\/tags?post=3536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}