{"id":2753,"date":"2023-12-15T08:39:39","date_gmt":"2023-12-15T07:39:39","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=2753"},"modified":"2025-04-07T13:44:40","modified_gmt":"2025-04-07T11:44:40","slug":"extra-hours-to-pay-the-mortgage","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/extra-hours-to-pay-the-mortgage\/","title":{"rendered":"Extra hours to pay the mortgage?"},"content":{"rendered":"<p><em>In the face of rising bills, most advice to consumers tends to be focused on cutting costs and reducing outgoings. A new study (1) has shown that a growing number of homeowners are thinking about the opposite end of the scale: boosting their income.<\/em><\/p>\n<p><strong>Financial resilience<\/strong><\/p>\n<p>Some three in 10 homeowners said that they are picking up extra work to boost their savings ahead of their mortgage repayments increasing. Putting in more hours might not be possible for everyone but those with the option are increasingly making use of overtime or seeking new employment opportunities in order to create a financial buffer.<\/p>\n<p><strong>Protection at the forefront<\/strong><\/p>\n<p>Whether or not working more is an option, protection remains a crucial safety net. Even for those doing extra hours, the peace of mind that protection provides means that you and your loved ones will not face the worst consequences should you be unable to work.<\/p>\n<p>(1) Indeed Flex, 2023<\/p>\n<p>&nbsp;<\/p>\n<p>\ud83d\udea8 Data accurate as of the date of publication \u2013 15.12.2023<\/p>\n<p>\ud83d\udea8Think carefully before securing debts against your home.\u00a0 Your home may be repossessed if you do not keep up repayments on your mortgage.<\/p>\n<p>\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n<p>&nbsp;<\/p>\n<p>Source: Quilter Financial Planning \u2013 Essentially Mortgages Q4 2023<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the face of rising bills, most advice to consumers tends to be focused on cutting costs and reducing outgoings. A new study (1) has shown that a growing number of homeowners are thinking about the opposite end of the scale: boosting their income. Financial resilience Some three in 10 homeowners said that they are [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2727,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-2753","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Extra hours to pay the mortgage? - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Growing number of homeowners are thinking about the opposite end of the scale: boosting their income. 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