{"id":1597,"date":"2022-08-30T14:53:15","date_gmt":"2022-08-30T12:53:15","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=1597"},"modified":"2024-04-23T12:02:57","modified_gmt":"2024-04-23T10:02:57","slug":"a-positive-approach-to-mortgages-for-over-65s","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/a-positive-approach-to-mortgages-for-over-65s\/","title":{"rendered":"A positive approach to mortgages for over-65s"},"content":{"rendered":"

Are you over 65 and finding it challenging to get a mortgage? You\u2019re certainly not alone, according to recent findings.1<\/sup><\/p>\n

According to research, less than two fifths (37%) of mortgage applicants over the age of 65 are offered the mortgage amount they\u2019ve requested compared with three quarters of younger borrowers. This is despite older borrowers requesting much less \u2013 \u00a3100,000 on average \u2013 than younger buyers.<\/p>\n

There are ways to increase your chances of securing your requested loan at an older age. Lenders will be looking for evidence you\u2019ll be able to afford your mortgage repayments for the duration of the term, and that you have a good credit history and a stable income. Don\u2019t despair \u2013 getting a mortgage when you\u2019re older is absolutely doable. Whatever your situation, we can help.<\/p>\n

    \n
  1. MBT Affordability Index, 2022<\/li>\n<\/ol>\n

    \ud83d\udea8Think carefully before securing debts against your home.\u00a0 Your home may be repossessed if you do not keep up repayments on your mortgage.<\/p>\n

    \ud83d\udea8Data accurate as of the date of publication \u2013 30.08.2022.<\/p>\n

    \ud83d\udea8The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Are you over 65 and finding it challenging to get a mortgage? You\u2019re certainly not alone, according to recent findings.1 According to research, less than two fifths (37%) of mortgage applicants over the age of 65 are offered the mortgage amount they\u2019ve requested compared with three quarters of younger borrowers. This is despite older borrowers […]<\/p>\n","protected":false},"author":3,"featured_media":1541,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-1597","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"\nA positive approach to mortgages for over-65s - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Are you over 65 and applying for a mortgage? 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