{"id":1585,"date":"2022-08-16T14:39:52","date_gmt":"2022-08-16T12:39:52","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=1585"},"modified":"2024-04-23T12:05:38","modified_gmt":"2024-04-23T10:05:38","slug":"protection-needed-now-more-than-ever","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/protection-needed-now-more-than-ever\/","title":{"rendered":"Protection \u2013 needed now more than ever"},"content":{"rendered":"<p><em>Nobody likes the fact that so much of their income is spent on unglamorous outgoings like mortgage repayments and household bills, but they\u2019re an unavoidable fact of life. With the cost of living rising and many facing financial uncertainty, protection insurance should also be regarded as a necessary expense.<\/em><\/p>\n<p>If you\u2019re struggling with soaring costs, you\u2019re likely looking at places to cut back. Cancelling your Netflix subscription and cutting back on protection, however, are not one and the same. When you take out protection cover, you are paying for your family\u2019s security and wellbeing should life take a turn for the worse.<\/p>\n<p>Starting early is likely to save you money because the younger and healthier you are, the lower your premiums are likely to be, but it really is never too late to get your protection cover in place.<\/p>\n<p>Understanding what is available and choosing the right amount of cover for you and your family is important.<\/p>\n<div class=\"blog-banner\"><a id=\"banner-blog\" href=\"https:\/\/pfadvisors.co.uk\/en\/life-insurance\/\"><img decoding=\"async\" src=\"https:\/\/pfadvisors.co.uk\/wp-content\/uploads\/2023\/06\/insurance-banner2.jpg\" alt=\"insurance\" width=\"100%\" height=\"auto\" \/> <\/a><\/div>\n<p>&nbsp;<\/p>\n<p><strong>Working with your financial adviser<\/strong><\/p>\n<p>will help you find protection which is affordable and understand the value of each type of insurance, so you are reassured that you are selecting the correct policies to secure your financial future.<\/p>\n<p>\ud83d\udea8Think carefully before securing debts against your home.\u00a0 Your home may be repossessed if you do not keep up repayments on your mortgage.<\/p>\n<p>\ud83d\udea8 Data accurate as of the date of publication \u2013 16.08.2022.<\/p>\n<p>\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n<p>&nbsp;<\/p>\n<p>Source: Quilter Financial Planning \u2013 Essentially Mortgages Q3 2022<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nobody likes the fact that so much of their income is spent on unglamorous outgoings like mortgage repayments and household bills, but they\u2019re an unavoidable fact of life. With the cost of living rising and many facing financial uncertainty, protection insurance should also be regarded as a necessary expense. If you\u2019re struggling with soaring costs, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1557,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-1585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Protection \u2013 needed now more than ever<\/title>\n<meta name=\"description\" content=\"If you\u2019re struggling with soaring costs, you\u2019re likely looking at places to cut back. 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