{"id":1509,"date":"2022-06-16T13:17:19","date_gmt":"2022-06-16T11:17:19","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=1509"},"modified":"2024-04-23T12:06:16","modified_gmt":"2024-04-23T10:06:16","slug":"your-future-%ef%ac%81nancial-wellbeing","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/your-future-%ef%ac%81nancial-wellbeing\/","title":{"rendered":"Your future \ufb01nancial wellbeing"},"content":{"rendered":"<p>British households saw their \ufb01nancial wellbeing fall at the fastest rate since the onset of the pandemic in Q4 2021 according to the Scottish Widows Household Finance Index<sup>1<\/sup>, which demonstrated the impact of the cost-of-living crisis on people\u2019s perceptions of their \ufb01nancial wellbeing.<\/p>\n<p>The strain on household \ufb01nances is clearly impacting people\u2019s ability to save for the future. The Index showed that one in \ufb01ve UK households are currently saving nothing for the future and that 22% are saving less for retirement compared with the same period last year.<\/p>\n<p>Emma Watkins, Managing Director of Retirement and Longstanding at Scottish Widows commented, \u201cIt was a challenging end to another year dominated by the coronavirus pandemic for UK households as rising living costs pinched the pockets of people in the fourth quarter, causing \ufb01nances to deteriorate at the fastest rate since Q2 2020. With in\ufb02ation soaring into the new year and cash availability at its lowest since 2014, households\u2019 expectations of future \ufb01nancial wellbeing were the most downbeat since the third quarter of 2020.\u201d<\/p>\n<p>If you\u2019re feeling a squeeze on your \ufb01nances, we want to reassure you that we\u2019re here for you. With your mortgage likely to be one of your major household expenses, maybe now\u2019s a good time to review it and consider your options; we\u2019re here to help.<\/p>\n<p>&nbsp;<\/p>\n<p>\ud83d\udea8Think carefully before securing debts against your home.\u00a0 Your home may be repossessed if you do not keep up repayments on your mortgage.<\/p>\n<p>\ud83d\udea8 Data accurate as of the date of publication \u2013 14.06.2022.<\/p>\n<p>\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n<p>Source: Quilter Financial Planning \u2013 Essentially Mortgages Q2 2022<\/p>\n<p><sup>1<\/sup>Scottish Widows, 2022<\/p>\n","protected":false},"excerpt":{"rendered":"<p>British households saw their \ufb01nancial wellbeing fall at the fastest rate since the onset of the pandemic in Q4 2021 according to the Scottish Widows Household Finance Index1, which demonstrated the impact of the cost-of-living crisis on people\u2019s perceptions of their \ufb01nancial wellbeing. The strain on household \ufb01nances is clearly impacting people\u2019s ability to save [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1507,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-1509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your future \ufb01nancial wellbeing - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Investment, retirement, insurance, mortgages - how to optimise your financial wellbeing and get the most suitable products.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pfadvisors.co.uk\/en\/your-future-%ef%ac%81nancial-wellbeing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your future \ufb01nancial wellbeing - 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