{"id":1491,"date":"2022-06-08T12:57:51","date_gmt":"2022-06-08T10:57:51","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?p=1491"},"modified":"2024-04-23T12:06:54","modified_gmt":"2024-04-23T10:06:54","slug":"your-key-protection-needs","status":"publish","type":"post","link":"https:\/\/pfadvisors.co.uk\/en\/your-key-protection-needs\/","title":{"rendered":"Your key protection needs"},"content":{"rendered":"<p><em>Just under six in ten homeowners (58%) have life insurance, a recent study has discovered, leaving a substantial number without vital \ufb01nancial security and wellbeing.<sup>1<\/sup><\/em><\/p>\n<p>Over the years analysis shows that some people shun life insurance because they think it\u2018s costly and that policies don\u2019t pay out. However, the most recent data shows that 98% of all claims were paid in 2020 and a variety of low-cost options exist for people with a smaller budget.<\/p>\n<p><strong>The sooner the better<\/strong><\/p>\n<p>In addition to enjoying more years with crucial peace of mind, taking out a policy earlier can result in a long-term saving. It is generally cheaper to get insured when you are younger because premiums will be a\ufb00ected by factors such as age and pre-existing health conditions.<\/p>\n<p><strong>More protection perks<\/strong><\/p>\n<p>Life insurance provides numerous bene\ufb01ts, but lots of consumers always want a little bit more. Added incentives increase take-up of life insurance policies with activity trackers (15%) the biggest enticement, followed by discounted gym memberships (10%) and fresh food subscriptions (10%), highlighting the link between a healthy, happy life and \ufb01nancial security.<\/p>\n<p><strong>What\u2019s right for you?<\/strong><\/p>\n<p>If you feel ready to protect your life and wellbeing, we can help you \ufb01nd the most suitable cover for your unique needs.<\/p>\n<p>\ud83d\udea8 Data accurate as of the date of publication \u2013 08.06.2022.<\/p>\n<p>\ud83d\udea8 The above material is for informational purposes only and does not constitute a sales offer or financial advice. Before taking out any insurance, credit agreement or other financial product, you should obtain individual advice on your requirements and the general terms of the contract.<\/p>\n<p><sup>1<\/sup>MoneySupermarket, 2022<\/p>\n<p>Quilter Financial Planning \u2013 Essentially Mortgages Q2 2022<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Just under six in ten homeowners (58%) have life insurance, a recent study has discovered, leaving a substantial number without vital \ufb01nancial security and wellbeing.1 Over the years analysis shows that some people shun life insurance because they think it\u2018s costly and that policies don\u2019t pay out. However, the most recent data shows that 98% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1489,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[],"class_list":["post-1491","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your key protection needs - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Life &amp; health insurance - is it worth considering? Private policies for couples &amp; singles. 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