{"id":356,"date":"2021-05-12T10:38:06","date_gmt":"2021-05-12T08:38:06","guid":{"rendered":"https:\/\/pfadvisors.co.uk\/?page_id=356"},"modified":"2026-03-24T13:07:11","modified_gmt":"2026-03-24T12:07:11","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/pfadvisors.co.uk\/en\/home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"<p>Home Insurance belongs to the category of General Insurance products. This type of policy can be used to protect a private property that you own and live in. It can cover both Building insurance and\/or Contents Insurance. When renting a flat or house, you can also purchase tenant insurance, which covers your personal belongings in the property. <\/p>\n<h2 style=\"text-align: center;\">The safety of your home and family is a priority. Insure your assets today!<\/h2>\n<p><a name=\"wycena z oferty\" style=\"padding: 15px 35px; font-size:21px; text-align: center; margin: auto; display: table;\" class=\"dark-button-small open-popup\" href=\"https:\/\/pfadvisors.co.uk\/en\/insurance-quote\/\">Insurance quote<\/a><\/p>\n<p>In most cases, individuals who own property purchased on a mortgage are <strong>required to have at least Building Insurance.<\/strong><\/p>\n<p>\nIndividuals who do not own property but only rent a house or flat where they live can also take out their Contents Insurance.\n<\/p>\n<h2><strong>Sample Quote \u2013 Building and Contents<\/strong><\/h2>\n<table>\n<tbody>\n<tr>\n<td>Type of building \/ year of construction:<\/td>\n<td>Semi-detached house \/ 2010-2020 <\/td>\n<\/tr>\n<tr>\n<td>Building insurance sum insured<\/td>\n<td>Up to \u00a31,500,000<\/td>\n<\/tr>\n<tr>\n<td>Contents insurance sum insured<\/td>\n<td>Up to \u00a380,000<\/td>\n<\/tr>\n<tr>\n<td>Alternative accommodation:<\/td>\n<td>Up to \u00a350,000<\/td>\n<\/tr>\n<tr>\n<td>Basic accidental damage:<\/td>\n<td>Included<\/td>\n<\/tr>\n<tr>\n<td>Home emergency repairs<\/td>\n<td>Up to \u00a31,000<\/td>\n<\/tr>\n<tr>\n<td>Owner&#8217;s liability:<\/td>\n<td>Included<\/td>\n<\/tr>\n<tr>\n<td>Standard excess<\/td>\n<td>\u00a3350<\/td>\n<\/tr>\n<tr>\n<td>Monthly premium<\/td>\n<td>\u00a320.25<\/td>\n<\/tr>\n<tr>\n<td>Insurance company:<\/td>\n<td> LV= (Liverpool Victoria)<\/td>\n<\/tr>\n<tr>\n<td>Package type: <\/td>\n<td>Home Gold Insurance<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>*This sample quote was generated on 23\/03\/2024 for a 42-year-old person owning a semi-detached house built in 2019 in Derbyshire. Policy type: Buildings &#038; Contents.\/p><\/p>\n<p>The final insurance price depends on many factors and the scope of coverage. Before entering into any insurance agreement or other financial product, it is advisable to seek individual advice regarding your requirements and the general terms of the contract.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home Insurance belongs to the category of General Insurance products. This type of policy can be used to protect a private property that you own and live in. It can cover both Building insurance and\/or Contents Insurance. When renting a flat or house, you can also purchase tenant insurance, which covers your personal belongings in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":351,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-service.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-356","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Insurance - Prestige Financial Advisers<\/title>\n<meta name=\"description\" content=\"Do you want to insure a flat or a house in the UK? \u27a4 Free initial quote and home insurance at an attractive price \u27a4 Go to the website and check the details!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pfadvisors.co.uk\/en\/home-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Insurance - Prestige Financial Advisers\" \/>\n<meta property=\"og:description\" content=\"Do you want to insure a flat or a house in the UK? 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